Subcontractors in the construction industry will need to register for the CIS by calling their helpline on 0300 200 3210. Subcontractors must also be registered as self-employed which can be completed online.

It is important to remember that CIS can be applied to subcontractors and also Limited Company contractors offering services within the construction industry.

You will pay class 2 National Insurance which is £3.15 a week if you earn more than £6,725 a year. You will also pay 10.25% on profits between £11,908 and £50,270 and 3.25% on profits over £50,270.

Only workers and employees are entitled to holiday pay. As a self-employed subcontractor, you are not entitled to holiday pay. You will need to manage your finances and have a provision set aside for when you do take time off work, or if there are times that you do not have work available.

Expenses that you are being reimbursed by Stonebridge and/or our clients will be subject to CIS tax, unless they are for materials or hired equipment and a receipt is provided.

You do not need to raise invoices to Stonebridge. We operate an online self-billing system. Once your registration has been processed you will receive a welcome email with your login details for our online portal. There, your remittance advices will be available to view and print. At the end of the tax year your year-end statement will also be available online shortly after year-end.

Whilst engaged with Stonebridge, you will be covered by our group Personal Accident Insurance policy. This policy is provided FREE of charge and will provide you with the comfort that should you need to claim, you will be able to benefit from up to £300 per week tax-free if you are left unable to work or £75,000 tax-free for loss of life.

To qualify for gross payment status, you must show HMRC that your business passes some tests. You’ll need to show that:

• you’ve paid your tax and National Insurance on time in the past
• your business does construction work (or provides labour for it) in the UK
• your business is run through a bank account

HMRC will then look at your turnover for the last 12 months. Ignoring VAT and the cost of materials, your turnover must be at least:

• £30,000 if you’re a sole trader
• £30,000 for each partner in a partnership, or at least £100,000 for the whole partnership
• £30,000 for each director of a Limited Company (or at least £100,000 for the whole company)

No. Your employment income is processed through PAYE, with the applicable Income Tax and National Insurance deducted before your net pay is paid to you.

Your deductions will be shown on your payslip.

You'll need to provide the information and documentation required to complete our registration and Right to Work checks, including proof of address, National Insurance number, bank details and, where available, a P45.

Our team will advise you of the specific Right to Work documents required based on your individual circumstances.

Your payment frequency will be confirmed as part of your assignment and is typically weekly or monthly.

Your pay will be processed through PAYE and you'll receive a payslip showing your gross pay, deductions and net pay. You can access your payslips and other financial documents through our online portal.

As an employee, you may be entitled to Statutory Sick Pay and statutory holiday pay in accordance with the applicable eligibility requirements and your employment arrangements.

Further information about your entitlements will be provided as part of your employment documentation.

Yes. You'll benefit from the applicable insurance arrangements held by SB Pay while you're engaged through our PEO service.

Further details are available on request.

Yes. SB Pay operates a three-month pension postponement period. At the end of this period, you'll be assessed and, where eligible, automatically enrolled into our workplace pension scheme with NEST.

You'll receive information about your pension and your right to opt out following enrolment.

You'll need to provide the information and documentation required to complete our registration and Right to Work checks, including proof of address, your National Insurance number, bank details and, where available, a P45 from your previous employment.

If you hold a British or Irish passport, we'll require a copy of your valid or expired passport.

If you do not hold a British or Irish passport, we'll usually require a copy of your passport or applicable identity document and a valid Home Office Right to Work share code.

If you don't have a passport, alternative documents may be accepted. Our team will let you know what is required to complete your Right to Work check.

Your payment frequency will be confirmed in your assignment schedule and is typically weekly or monthly. You should follow the agreed process for submitting your timesheets or hours worked.

SB Pay will process your pay through PAYE, making the applicable Income Tax, National Insurance and other deductions.

You'll receive a text when your payment has been processed and can access your payslips and other financial documents through our online portal.

As an employee, you may be entitled to Statutory Sick Pay (SSP), subject to meeting the applicable eligibility requirements.

If you're unable to work due to illness, you should notify us as soon as possible. You can self-certify for the first 7 calendar days; after this, you'll need to provide a valid fit note.

Where eligible, SSP will be calculated and paid in accordance with the applicable statutory requirements.

SB Pay calculates holiday pay at 12.07% of the hours you work. By default, this is paid alongside your weekly pay.

You can instead choose to have your holiday pay retained by SB Pay and paid when you take annual leave.

As an employee, you may be entitled to statutory payments such as maternity, paternity or adoption pay, subject to meeting the relevant eligibility requirements.

SB Pay retains an agreed umbrella margin from the assignment income received from your agency or end client. This covers the administration and employment services we provide, including payroll processing, compliance and ongoing support.

The margin and applicable employment costs are accounted for before your gross taxable pay is calculated. You'll receive information explaining how your pay is calculated before your assignment.

A Key Information Document provides important information about your engagement, including how your pay is calculated and the deductions and costs that may apply.

SB Pay prepares the KID and sends it to your agency for them to provide to you.

No. As an employee of SB Pay, your employment income is already subject to PAYE Income Tax and National Insurance.

IR35 is primarily relevant where services are provided through an intermediary such as a Personal Service Company (PSC).

Yes. Your employment with SB Pay operates under an overarching contract, allowing you to undertake multiple assignments.

You should let us know about any other assignments you're undertaking so we can ensure your employment and payments are administered correctly.

Yes. While engaged through SB Pay, you'll benefit from our applicable Employers' Liability, Public Liability and Professional Indemnity insurance arrangements.

Further details and current insurance certificates are available on request.

Yes. SB Pay operates a three-month pension postponement period. At the end of this period, you'll be assessed and, where eligible, automatically enrolled into our workplace pension scheme with NEST.

You'll receive information about your pension and, once enrolled, can opt out if you wish.

When you work through our PAYE umbrella service, you are employed by SB Pay and receive the applicable employment rights and statutory entitlements.

The Apprenticeship Levy is an employment cost payable by qualifying employers to help fund apprenticeship training.

Where applicable, it forms part of SB Pay's employment costs and is accounted for before your gross taxable pay is calculated. It is not deducted from your gross pay.

Employer's National Insurance is a cost to SB Pay as your employer and is not deducted from your gross pay.

The assignment rate received from the agency includes the funds required to meet employment costs and SB Pay's margin. Once these are accounted for, the remaining amount forms your gross pay, from which personal deductions such as Income Tax and Employee National Insurance are calculated.

The amount of tax you pay will be dependent on factors including your tax code, your year to date earnings and your sources of income. For a summary of deductions for your personal circumstances, please email us at [email protected].

Please send us your P45 to ensure that you are on the correct tax code for your employment. If you believe your tax code to be incorrect, our payroll department will advise you to contact HMRC. Unfortunately, we are not able to discuss this with HMRC on your behalf.

You will receive holiday pay which is calculated at 12.07% of your gross earnings. This can be accrued by Stonebridge for each period that you are paid, then paid out to you upon request or paid each week with your wages.

As an employee of Stonebridge you will be covered by our Employers Liability, Public Liability and Professional Indemnity insurances. For more information on these insurances, please email [email protected].

You are entitled to claim statutory sick pay, statutory maternity, paternity and adoption pay. To claim sick pay, we will need to see a doctor’s certificate, at which point we can check if you meet the qualifying criteria. In order to claim maternity pay, we will require a MAT B1 maternity certificate and a letter informing us of your due date.

From April 2017 some employers will be required to contribute to a new apprenticeship levy to help fund apprenticeship training. The levy is calculated as 0.5% of all earnings subject to Class 1 secondary (Employers) National Insurances contributions. It will be deducted from the gross amount we receive from your agency, before we process your payment.

Your umbrella company will invoice your agency for the work you have undertaken. At this point, the funds belongs to the umbrella company, as your employer. Employer deductions such as employers National Insurance, pension contributions and the company margin will then be deducted. The amount remaining will be your gross income and the amount which your tax and National Insurance contributions will be calculated on. The assignment rate offered to you by your agency will have been increased compared to a direct PAYE rate to accommodate these deductions.

We will send you a text message once we have processed your pay which will indicate when you are being paid. You will also receive a payslip via email which will detail your gross earnings and a breakdown of your deductions. This will then be uploaded onto your online portal for you to view at your convenience.

We will send you a text message once we have processed your pay which will indicate when you are being paid. You will also receive a payslip via email which will detail your gross earnings and a breakdown of your deductions. This will then be uploaded onto your online portal for you to view at your convenience.